Mr. Jumsheed Hussain holds the position of Executive Director of Credit and Risk Management since 2012, having joined QDB as Risk Manager in 2011. Prior to joining QDB, Mr. Hussain worked with Ernst & Young in its Financial Services and Risk Management practice in the Middle East, and prior to that he worked for Dun and Bradstreet as Enterprise Risk Management project manager for South Asia, the Middle East and Africa. Mr. Hussain has extensive domain banking and consulting expertise in the field of Credit Management and Enterprise risk management. His areas of specialization include credit analysis and processing, credit risk identification and measurement, ALM and market risk management, Operational risk and BCP, Basel-II Implementation including ICAAP. Mr. Hussain is a Financial Risk Manager certified by the Global Association of Risk Professionals, and has the Certification in Control Self-Assessment from the Institute of Internal Auditors in addition to being a Certified Information Systems Auditor from the Information Systems Audit and Control Association in the USA.